In practice in Kurukshetra since 1984ICAI Firm Reg. No. 018813N

Loan & Project Reports

Bank-ready project reports, CMA data, projected and provisional financial statements for term loans, working capital, subsidies and investors.

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Banks and lenders decide on the numbers you present. We prepare reports in the formats banks expect, with realistic assumptions that you can explain and achieve.

We also help with loan documentation and the bank's queries until the loan is sanctioned.

01 What we do

01

Project Report

For new units, expansion or machinery loans and government subsidy schemes: cost of project, means of finance, profitability, repayment schedule, DSCR and break-even.

02

CMA Data

Credit Monitoring Arrangement data for working capital limits (cash credit, overdraft): past, current and projected figures in the bank's format, with ratio analysis.

03

Projected Financials

Projected balance sheet, profit and loss and cash flow for the coming years, for loans, investors, visas or tenders.

04

Provisional Financials

Accounts for the current year to date, before the audit, when a bank or authority needs up-to-date figures.

05

Loan Support

Help with documents, the bank's queries, renewal of limits and stock statements.

02 Who needs it

  • Businesses applying for term loans or working capital limits
  • MSMEs applying under government subsidy and credit schemes
  • Start-ups presenting to investors
  • Businesses renewing or enhancing bank limits

03 How we work

  1. UnderstandWe discuss the project, costs, market and repayment capacity.
  2. BuildWe prepare the financial model and the report in the lender's format.
  3. ReviewWe go through the assumptions with you so you can explain them to the bank.
  4. SupportWe answer the bank's queries until sanction.
How long does a project report take?

Usually a few working days once we have the quotations and basic information.

Is CMA data the same as a project report?

No. CMA data is mainly for working capital limits; a project report is for a new project or term loan. Banks often ask for both.

04 Send your requirement

Tell us briefly what you need. Your request reaches our office by email and we will get back to you.

Please do not send PAN, Aadhaar, passwords or documents through this form.

General information, not professional advice. Limits, rates and due dates change; please confirm before acting.

Disclaimer: This website gives general information about the firm and its services, as permitted by the Institute of Chartered Accountants of India. It is not an advertisement or a solicitation of work, and it is not professional advice. Read the full disclaimer.

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